We fund the following deals through our Choice Business Funding Network (CBFN)


At Choice Business Funding (Choice), we understand that there is no single funding option that suits all small businesses perfectly. Some businesses have better credit than others, some businesses don’t accept credit cards, and businesses are always in need of different amounts of financing.

For this reason, we work with each business to provide a customized solution that will be the best solution for the business. All of our business funding services are offered with what we call ‘crystal clear pricing’ no hidden or surprise fees. We believe in being open and transparent with the businesses that work with us.

We work through our Choice Business Funding Network (CBFN) of providers, allowing us to select the appropriate funder for our client’s individual needs. Our unique network allows us to choose the best funder with the best offer for your business.

Our funding programs include:

– PPP Program for Small Businesses
– Merchant Cash Advance (MCA)
– Factoring
– Asset-Based Loans
– SBA Loans
– Leasing

We fund the following types of businesses through our Choice Business Funding Network (CBFN):
Restaurants, Retail Stores, Auto Body Shops, Construction Business, Medical Practices, Salons, and a variety of other industries and enterprises.

Not sure what type of funding you need? No worries! Contact us or call us now at 513-334-6496. We can answer all of your questions and guide you to the best solution for your business.

Funding Programs

PPP Program for Small Businesses (New)
The Paycheck Protection Program (PPP) is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll.

SBA will forgive loans if all employee retention criteria are met, and the funds are used for eligible expenses.

  • PPP loans have an interest rate of 1%.
  • Loans issued prior to June 5 have a maturity of 2 years. Loans issued after June 5 have a maturity of 5 years.
  • Loan payments will be deferred for borrowers who apply for loan forgiveness until SBA remits the borrower’s loan forgiveness amount to the lender. If a borrower does not apply for loan forgiveness, payments are deferred 10 months after the end of the covered period for the borrower’s loan forgiveness (either 8 weeks or 24 weeks).
  • No collateral or personal guarantees are required.
  • Neither the government nor lenders will charge small businesses any fees.

Merchant Cash Advance
If you process credit cards you may qualify for an MCA based on your annual credit card sales and payback is taken as a percentage of your daily credit card sales.  ACH, Sale of future receivables, based on total gross annual sales.  Take an advance based on your total gross annual sales, including your credit cards. Payback can be based on a fixed daily amount using ACH from your checking account or ACH’d and a % holdback from your credit cards.

You may be able to get funding based on accounts receivables (customer invoicing).  This type of funding is useful to a company that needs cash but has limited credit available.

Asset-Based Loans
Loans based on the value of an asset you own.

SBA Loans
Government guaranteed loans with lower rates and longer terms.

Allows you to buy equipment or get funding based on the equipment you already own.

Alternative Funding Terms

Type of Paybacks Available

Daily or weekly payback advances can be either and ACH, percentage holdback, or both. Some merchant service processors offer what is known as a split, where your percentage hold back is actually split between you and your funder without disruption to your credit card processing. If a split is not available, a lockbox is set up to accept your credit card sales then split between you and your funder.

Revolving Advances
Advances offered after meeting certain criteria with no refinancing of the remaining balance.

Guaranteed Funds
Eight funding advances offered and will be disbursed every six weeks over a fourteen-month term.

Line of Credit
An offering of an amount available to you to use as you need and becomes available again as you pay it down.