We fund deals through our Choice Business Funding Network (CBFN) At Choice Business Funding (Choice), we understand that there is no single funding option that suits all small businesses perfectly.

Choice Business FundingSome businesses have better credit than others, some businesses don’t accept credit cards, and businesses are always in need of different amounts of financing. For this reason, we work with each business to provide a customized solution that will be the best solution for the business.

All of our business funding services are offered with what we call ‘crystal clear pricing’ with no hidden or surprise fees. We believe in being open and transparent with the businesses that work with us.

Our unique Choice Business Funding Network (CBFN) of providers, enables us to select the appropriate funder for our client’s individual needs. Our network quickly allows us to work with you in order to choose the best funder with the best offer for your business.

Our funding programs include:

  • Merchant Cash Advance (MCA)
  • Factoring
  • Asset-Based Loans
  • SBA Loans
  • Leasing

We fund the following types of businesses through our Choice Business Funding Network (CBFN):

Restaurants, Retail Stores, Auto Body Shops, Construction Businesses, Medical Practices, Salons, and a variety of other industries and enterprises.

Not sure what type of funding you need? No worries…

Contact us or call us now at 513-334-6496. We can answer all of your questions and guide you to the best solution for your business.

Funding Programs

Merchant Cash Advance
If you process credit cards you may qualify for an MCA based on your annual credit card sales and payback is taken as a percentage of your daily credit card sales. ACH, sales of future receivables based on total gross annual sales. 

Take an advance based on your total gross annual sales, including your credit cards. Payback can be based on a fixed daily amount using ACH from your checking account or ACH’d and a % holdback from your credit cards.

You may be able to get funding based on accounts receivables (customer invoicing).  This type of funding is useful to a company that needs cash but has limited credit available.

Asset-Based Loans
Loans are based on the value of an asset you own.

SBA Loans
Government guaranteed loans with lower rates and longer terms.

Allows you to buy equipment or get funding based on the equipment you already own.

Alternative Funding Terms

The types of paybacks available include daily or weekly advances via ACH, percentage holdback, or both.

Some merchant service processors offer what is known as a split, where your percentage hold back is actually split between you and your funder without disruption to your credit card processing. If a split is not available, a lockbox is set up to accept your credit card sales and then split between you and your funder.

Revolving Advances
Advances are offered after meeting certain criteria with no refinancing of the remaining balance.

Guaranteed Funds
Eight funding advances are offered and will be disbursed every six weeks over a fourteen-month term.

Line of Credit
An offering of an amount available to you to use as you need and becomes available again as you pay it down.